To speak with a licensed agent, call (714) 381-2292 (TTY 711 M-SU, 8am-8pm) or email donriggscfs@yahoo.com
Donald L. Riggs, CFP®

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area agents for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent, Donald L. Riggs, CFP®, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Medicare FAQs

      Answers to some of the most common questions asked by Medicare beneficiaries.

      Allow Us to Save You Time and Money!

      We shop multiple carriers, help you to understand your options,
      and find you the best plans and lowest premiums.


      Blue Shield of California
      Brand New Day
      SCAN Health Plan
      United Health Care

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Articles and Information


      How to Maximize Your Medicare Coverage During the Annual Election Period

      Maximizing your Medicare coverage requires careful consideration of your healthcare needs, financial situation, and any changes to your plan’s coverage.

      The Importance of Social Connections for Mental Health After 65

      Research shows that individuals over age 65 who nurture close relationships with friends, family, and community members tend to experience lower rates of depression, anxiety, and cognitive decline.

      How to Review Medicare Plans During AEP

      The Medicare Annual Election Period (AEP) is from October 15 to December 7.  Here’s how to evaluate Medicare Advantage plans to ensure you’re choosing the best fit for your healthcare needs.

      Skin Health After 65: Preventing and Managing Skin Conditions

      Caring for your skin after age 65 is essential for maintaining comfort, health, and resilience against common skin issues.

      When Should You Consider Switching Your Medicare Plan?

      If you’re wondering whether switching Medicare plans is the right choice for you, contact us today and speak with a licensed insurance agent to schedule a free plan review.

      Top Tips for Maintaining a Healthy Weight After 65

      Maintaining a healthy weight after 65 requires a mix of smart nutrition, regular activity, and mindfulness – especially during the holidays

      Did You Miss the AEP Deadline? Here’s What You Need to Know

      The Medicare Annual Election Period (AEP) has come to an end, but what happens if you have missed it or if you change your mind about your Medicare plan after December 7?

      Understanding the Link Between Aging and Heart Health

      As we age, maintaining heart health becomes increasingly important. Understanding the connection between aging and cardiovascular health is key to adopting habits that promote longevity and well-being.

      What You Need to Know About Medicare Part B Premiums in 2025

      Medicare Part B premiums adjust yearly based on economic factors such as inflation and cost-of-living changes. Here’s what you’ll need to know for 2025.

      Read Additional Articles

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